Average Bicycle Accident Settlements by State

A suddenly opened car door, a negligent driver, or a pothole in the lane can disrupt what seems to be a pleasant and practical bike ride in an instant. A bicycle crash can leave you dealing with piles of medical bills, days missed from work, damaged property, and utter emotional distress. That is where fair cycling accident settlements come in.

A settlement is monetary compensation for all the losses, pain, and suffering that a negligent party may have inflicted on you. Settlement ranges vary from case to case and from state to state. The more serious the sustained damage, the more substantial the reimbursement may be.

The recent national data proves that hundreds of thousands of cyclists get injured across the country each year, and thousands lose their lives because of other people’s recklessness. That is why a better understanding of how accident compensation works from state to state can make all the difference should you require it. 

Main Average Bicycle Accident Settlement Statistics

The average bicycle accident compensation often falls within the $10K to $100K range. However, the injury severity that the victim sustains plays a major role when the final settlement is calculated. That is why while minor traumas can lead to $1K to $10K payouts, cases that involve permanent or lasting damage may result in compensation that exceeds  $1M.

Where the incident happens can also affect the reimbursement. States with active cyclist communities or high healthcare costs may lead to larger settlements. At the same time, in places where household income is lower, insurance coverage is limited, or liability laws are stricter, smaller personal injury payouts are often seen.

The map below reflects the state-based trends so that you can have a general view of where accident victims can get more (or less) after filing a claim. 

Alabama

The average bicycle accident settlement range in Alabama extends from $10K to $200K+. However, the state is one of the few that still abides by a pure contributory negligence rule. The rule implies that an injured victim will be barred from any compensation, even if they are found 1% at fault.

Collision with Motor Vehicle

Unless you’ve sustained catastrophic injuries that require lifelong treatment or involve permanent damage, you can expect to recover around $40K-$100K after a collision with a car. For instance, in 2024, our lawyers successfully handled an $86K distracted driving case in Jefferson County. Despite the defense’s efforts to argue partial liability based on the client’s failure to signal a turn, we managed to prove that a broken leg and a dislocated shoulder were not our client’s fault.

Solo Bicycle Crash (No Other Vehicle)

Solo incidents often produce lower settlements. If the accident happened because of a road defect or faulty equipment, you can recover around $10K to $25K for your losses. Recently, a cyclist in Montgomery received $19K from the city due to a poorly maintained bicycle lane.

Hit-and-Run Bicycle Accident

When there’s no obvious at-fault party in an accident, the primary source of settlement will be your insurance. In the state of Alabama, Uninsured Motorist Coverage is mandatory, though it can be waived. By claiming your UM insurance, you can recover $25K for bodily injuries and the same amount for property damage. However, if the negligent driver is identified and the sustained traumas are serious, you can obtain from $50K to $120K in reimbursement.

Alaska

Average settlements in Alaska come close to those of large coastal states. All because of the high medical baselines and household income. The remote location often contributes to compensation that can go over $50K-$350K. At the same time, peculiar weather conditions and a lack of proper infrastructure lead to more severe accidents.

Collision with Motor Vehicle

After sustaining moderate-to-severe traumas in a car collision in Alaska, the injured can claim from $70K-$250K in reimbursement. However, time is of the essence, as there are evidentiary challenges that include, but aren’t limited to, the lack of witnesses and harsh weather conditions that can arise.

Solo Bicycle Crash (No Other Vehicle)

Solo-crash recoveries are usually $15K-$35K. Such claims are often tied to municipal issues, such as poorly maintained roads or premises liability. Although negligence of a local authority can be complex, it is possible with proper legal assistance and strict preservation of Statute of Limitations deadlines. If you fail to file the request within two years from the day of the incident, you may lose the right to any payouts.

Hit-and-Run Bicycle Accident

If you’ve been hit and the vehicle operator ran away, the surest way to cover at least some of the losses is to claim the UM coverage. Although this type of insurance is optional in the state, its range is among the most substantial in the country. You can recover $50K for bodily injuries and up to $25K for damaged property through this policy. In case the responsible party is located, the compensation can range from $40K to $300K. 

Arizona

Arizona may not be the safest state for cycling yet, since 43 people lost their lives on its roads in 2023. However, local authorities are implementing various initiatives, such as the Transportation 2050 plan, aimed at making the activity more accessible and less dangerous in the region. That is why the average settlement range may be slightly lower than in other regions — $5K-$120K.

Collision with Motor Vehicle

Despite the ongoing effort to minimize cycling accidents on local roads, high-speed suburban corridors, and heavy delivery traffic often lead to catastrophic collisions. Minor to moderate injuries may cost the negligent driver from $10K to $180K. Besides, Arizona abides by the pure comparative negligence rule, which allows the injured party to recover compensation even if they are 99% to blame.

Solo Bicycle Crash (No Other Vehicle)

Recent weather conditions seem to have worsened the state of local roads in Arizona, especially in such large cities as Phoenix. Potholes and debris aren’t only an inconvenience for motorists, but they are also a danger for cyclists. If you’ve been hurt because of the poor state of the lane, you can file a claim against the local municipality and recover around $7K-$30K in reimbursement, depending on the scale of the reported damages. However, the claim against a public entity must be filed within 180 days of the incident, or you may lose the right to compensation.

Hit-and-Run Bicycle Accident

Arizona’s warm climate inspires increased interest in darker-hour cycling. This, in turn, increases the number of hit-and-run collisions with consequent challenges in at-fault party identification and preservation of critical evidence. Moreover, UM coverage is optional in Arizona, which may further complicate the settlement recovery. However, with a qualified lawyer at your side, you can still obtain around $20K-$150K one way or another.

Arkansas

Arkansas settlements tend to be modest when compared to other states. One can expect to recover roughly $15K-$70K for a biking incident. Smaller average jury awards, lower wages, and less dense cycling activity outside city centers are the main underlying causes of such low payouts.

Collision with Motor Vehicle

A motor vehicle collision with significant injuries can cost the victim around $25K-$90K in reimbursement. Since rural two-lane highways with high speeds are common crash sites, the injured party can rarely walk away from the accident scene with just a few scratches.

Solo Bicycle Crash (No Other Vehicle)

When the crash involves a single vehicle — a bicycle — the consequences may be less severe than those of a car accident. That is why such incident compensation recoveries typically range from $3K to $20K. However, the trick lies in proving that the third party, a local municipality or property owner, knew about the existing issue and knowingly failed to address this dangerous condition.

Hit-and-Run Bicycle Accident

Hit-and-run settlements without the responsible party identified often fall in the $20K–$60K range. Since that is the cap that UM insurance offers. However, the UM coverage is optional in Arkansas, so the victim may not have one. In such cases, personal health insurance can come into play to cover at least some of your medical costs.

California

Average bicycle accident settlements are often higher than in other states. They can span from $50K to $500K. For instance, a 56-year-old cyclist hit by a van in Los Angeles managed to recover $435K for his material losses and over $2M for emotional distress and other non-economic damages. The case proves that the Golden State is exceptionally plaintiff-friendly.

Collision with Motor Vehicle

Collision with motor vehicle settlements commonly range from $75K to $700K+ in California, especially when it comes to severe injuries. Factors such as high medical costs and frequent catastrophic claims against commercial vehicles and delivery fleets are significant concerns. The case of Henry Hodge proves it: back in 2018, a 43-year-old rider was struck by a truck and sustained serious brain trauma along with other severe injuries. As a result, the at-fault party had to cover $88K of economic and $600K of non-economic losses that the victim suffered.

Solo Bicycle Crash (No Other Vehicle)

Single-vehicle accident payouts are also higher in California. They may vary between $8K and $75K, depending on whether a municipality or property owner is liable. In California, it is easier to access public records and hold the negligent party accountable.

Hit-and-Run Bicycle Accident

Hit-and-run cases where the responsible party is found can be resolved for damages of $25K–$350K in California. It is possible to claim UM coverage as well to cover the sustained losses. However, not only is UM insurance optional in the state, it is also among the lowest in the USA — $15K for bodily injuries and $5K for property damage.

Colorado

The cycling community is exceptionally active in Colorado. Almost 75% of the state’s population owns a bike. Moreover, in 2024, Colorado was ranked the 6th most bicycle-friendly state in the country. The combination of all these factors, topped with ongoing safety improvements, results in high-scale accident payouts varying between $35K and $280K.

Collision with Motor Vehicle

Collisions with motor vehicles fall within the $50K-$250K limit. Cases involving commercial vehicles or impaired driving often reach the top of the range. However, you’ll need to provide the insurer with detailed injury documentation and other valid evidence to strengthen the case and recover maximum compensation.

Solo Bicycle Crash (No Other Vehicle)

When you get into an accident because of improper road maintenance or defective equipment, you can typically recover around $7K to $40K for the inflicted damages in Colorado. Keep in mind that you will have only 182 days from the date of the incident to file a personal injury claim against the public entity.

Hit-and-Run Bicycle Accident

Local authorities across Colorado, especially in such densely populated cities as Denver, are working on improving their crash data and camera networks. While the efforts are aimed at overall safety on the streets, such information is critical when it comes to identifying hit-and-run drivers. That is why hit-and-run settlements in the state usually fall in the $20K-$160K range. 

Connecticut

Connecticut’s proximity to major metro markets, such as New York City and Boston, along with relatively high incomes, yields estimated settlements of $40K-$320K for serious bicycle claims. At the same time, large urban areas like Hartford have experienced an alarming increase in bike incidents over the past few years.

Collision with Motor Vehicle

The average settlement for a moderate to severe bicycle accident in Connecticut is $60K to $300K. However, since the state abides by the modified comparative negligence rule, the percentage of the injured party’s fault will be deducted from the final reimbursement if they contributed to the collision.

Solo Bicycle Crash (No Other Vehicle)

Estimates for a solo bike incident in Connecticut may range from $8K to $45K in compensation. If the accident happens on public property, it will be tied to municipal liability. In such cases, the claimant has 90 days to file the request to recover the reimbursement of the sustained losses. Yet, when the collision takes place on private property, the owner will be deemed a liable party, not the municipality, and you may need sufficient legal assistance to win the claim.

Hit-and-Run Bicycle Accident

Unlike in the majority of states, minimal UM coverage is mandatory in Connecticut. So, if you’ve been injured by a motorist who fled the accident scene, you can still recover up to $50K for the incident. However, numerous evidence collection opportunities make it possible to locate the negligent driver and hold them accountable. In those instances, the recovery can scale from $30K to $240K.

Delaware 

The location of the accident and the medical cost policy range in the area can have a significant impact on the average settlement. Delaware is known for both its moderate healthcare costs and concentrated urban corridors (e.g., Wilmington), which can inflict serious damage on a cyclist. This combination is logically reflected through average settlement amounts: from $35K to $150K.

Collision with Motor Vehicle

Commercial traffic and limited shoulder space on some state routes increase injury severity and potential awards. That is why average bike crash settlements often run between $40K and $180K for notable injuries. However, you will be barred from any compensation if your contribution to the accident exceeds 50%.

Solo Bicycle Crash (No Other Vehicle)

In case you’ve slipped on a wet pavement, hit a pothole, or lost control because of faulty brakes, you can file a premises or product liability claim. Such settlements aren’t as high as motor vehicle compensations and remain within the $5K-$20K limit in Delaware. 

Hit-and-Run Bicycle Accident

The main challenge of hit-and-runs is finding the party responsible for the collision and holding them accountable. Yet, if that is impossible, it doesn’t mean that you can’t obtain rightful compensation for your losses. In Delaware, PIP (Personal Injury Protection) insurance is mandatory. This coverage provides benefits ranging from $15,000 to $50,000 at the minimum level, with maximum payouts reaching up to $300,000.

Florida

Busy urban life and high tourist traffic inevitably lead to a spike in bicycle accidents. In fact, in 2024, there were over 9K bike incidents recorded across the state, and over 200 people lost their lives in those crashes. The combination of the mentioned factors affects the average settlement range. The estimates vary from $100K to $600K.

Collision with Motor Vehicle

Heavy traffic from rental vehicles, delivery trucks, and local cars often leads to serious collisions. That is why the average cost of a compensation claim can go from $35K to $330K. Yet, in some instances, multimillion-dollar reimbursements are recovered. For example, back in 2016, Abigail Dougherty was struck by a garbage truck and suffered deadly injuries. Her loved ones filed a wrongful death claim and recovered $25M in compensation.

Solo Bicycle Crash (No Other Vehicle)

If there is no other vehicle involved in the collision, but the incident occurs because of improper public or private property, you can expect to recover around $6K to $45K in Florida. However, when filing a claim against a local municipality, there’s a set of rules and deadlines to follow to make sure you recover what you deserve.

Hit-and-Run Bicycle Accident

The hit-and-run accident rate is pretty high in the state. Thus, the related settlements often range from $65K to $340K, provided the person of interest is located. In other instances, the injured may rely solely on the PIP and Property Damage Liability (PDL) payouts, which don’t exceed $20K total.

Georgia

Generally, it is possible to obtain $50K-$285K in compensation in Georgia. However, higher outcomes are possible in Atlanta’s urban corridors, where traffic density and delivery vehicle presence increase risk. In fact, over 40% of all bike collisions happened within the metropolitan area of Atlanta.

Collision with Motor Vehicle

The estimate for collisions with cars and trucks in Georgia varies between $45K and $120K. Areas with more congested streets and multi-lane arterials produce more severe accidents and lead to higher payouts. However, lower compensations are plausible. For instance, a history teacher in Savannah recovered $9.5K in compensation for minor cuts and bruises after a distracted driver hit him.

Solo Bicycle Crash (No Other Vehicle)

A solo crash can also inflict serious damage on the rider. So, in Georgia, it is possible to recover up to $3M per incident. However, it takes a fair share of effort to comply with all the statutory requirements of the state to succeed with the task, since the state imposes sovereign immunity on its municipal entitles. Generally, an injured cyclist can reap around $7K to $37K for the sustained injuries on public or private property.

Hit-and-Run Bicycle Accident

Hit-and-run settlements in Georgia commonly fall between $45K and $140K. That is in case when metro investigative resources manage to ID perpetrators. If that is out of the question, you can still rely on UM coverage, but since it is optional in the state, many victims don’t carry this type of insurance.

Hawaii

In Hawaii, you can count on an average reimbursement of $35K to $190K per bicycle accident. The median compensation in the state is higher than in many other states. The rates are dictated by higher-than-average annual household income — over $95K.

The state’s scenic but narrow roadways in tourist areas raise the risk of bicycle accident injuries. Thus, motor vehicle crashes in the area usually settle for around $40K-$235K. Keep in mind that the state abides by a modified comparative negligence rule, which means that the amount of compensation will be decreased if the rider is found partially guilty of the collision.

Solo Bicycle Crash (No Other Vehicle)

It may take time and effort to prove municipal or DOT liability in Hawaii. Yet, on average, it is possible to recover around $8K to $35K for personal injuries sustained because of municipal negligence. Back in 2019, a cyclist who fell due to a broken bike path and suffered a broken arm and a mild concussion managed to obtain $35,000 in a settlement.

Hit-and-Run Bicycle Accident

The estimated range for hit-and-run incidents in Hawaii is $25K-$150K. However, the absence of UM insurance and a high transient driver base in Hawaii can complicate the recovery process. It is best to report the accident and have the police and legal representatives involved as soon as possible.

Idaho

Idaho’s settlements are generally lower — around $25K-$100K. The range is mainly dictated by moderate medical costs and conservative jury verdicts. Idaho has the lowest number of active physicians per 100,000 residents among all U.S. states (192 physicians), confirming it has the scarcest physician workforce in the country.

Collision with Motor Vehicle

Average payouts for car crashes involving cyclists in Idaho range from $45K to $185K. The estimates are based on the potential severity of high-speed rural crashes, longer ambulance response times, and, of course, limited cycling infrastructure.

Solo Bicycle Crash (No Other Vehicle)

A solo crash often relies heavily on proving maintenance failures or construction negligence, regardless of whether the accident occurred on public or private property. However, with skilled legal assistance, you can aim for a settlement of around $5K to $30K, based on your losses and contributory fault.

Hit-and-Run Bicycle Accident

In Idaho, compensation after a hit-and-run depends on whether the driver is found. Settlements often range from $15,000 to over $150,000, depending on injury severity. If the driver cannot be identified, cyclists may claim through their own uninsured motorist coverage. Rural areas pose extra challenges, as limited cameras and witnesses make locating the responsible party more difficult.

Illinois

The state of Illinois supports the moderate to high settlement range — around $60K to $190K. The numbers reflect strong cycling communities and active urban infrastructure in the area, especially in such large cities as Chicago.

Collision with Motor Vehicle

Court decisions in Illinois often lean toward victims, especially when drivers are considered the sole guilty party. Although the average settlements range between $60K and $300K, multi-million dollar compensations occur, as in the case of Ginny Murray, who was fatally injured by a truck driver at the intersection of Belmont and Sacramento avenues in 2016.

Solo Bicycle Crash (No Other Vehicle)

Typical ranges for solo accidents in Illinois are around $8K and $50K. However, some exceptions go all the way up to $10M. For instance, a cyclist hit damaged asphalt on a bicycle path and sustained a brain injury that has a lasting effect on their life. The jury in Lake in the Hills awarded the victim $9M in compensation.

Hit-and-Run Bicycle Accident

The average settlement for hit-and-runs depends greatly on whether the negligent party is located. If that is the case, you can hope to receive between $45K and $220K in reimbursement. In cases when the responsible party is nowhere to be found, UM coverage will be the primary source of insurance to refer to. Yet, this type of coverage isn’t mandatory in Illinois.  

Indiana

Settlements in Indiana usually fall between $30K and $130K. All because both the annual household income and medical costs across the state are quite modest. The severity of rural road accidents can amplify the damage. At the same time, rapid urbanization leads to an increased number of biking incidents across the state.

Collision with Motor Vehicle

An average bicycle collision with a motor vehicle in Indiana would cost around $55K-$175K. Although the state law does not require adult cyclists to wear helmets, our practice proves that helmeted riders tend to recover higher compensation, since insurers may dispute the absence of protective gear as partial responsibility for the sustained injuries.

Solo Bicycle Crash (No Other Vehicle)

A single-vehicle crash settlement in Indiana can go from $6K to $28K, depending on the underlying conditions of the incident. However, in cases filed against governmental entities, you may be barred from any compensation. This is especially true when it comes to local accidents on unpaved trails or paths intended for recreational or scenic access.

Hit-and-Run Bicycle Accident

The scale of your injuries, along with the available documentation, can affect the final reimbursement of the claim. Investigations can be lengthy and tiresome unless witnesses or cameras are present. However, it is still possible to obtain $20K-$205K in compensation should the negligent party be identified or UM coverage be available.

Iowa

Average settlements in Iowa generally range from $25K to $125K. Payouts in urban areas like Des Moines will frequently point toward the higher end. All because of costlier medical services and higher jury expectations in cases that go to trial.

Collision with Motor Vehicle

The estimated scale of a bike incident reimbursement in Iowa is approximately between $35K and $165K. Although rural areas may see fewer bicycle crashes, they are usually more severe, primarily because of the number of shared roads with agricultural vehicles.

Solo Bicycle Crash (No Other Vehicle)

A person injured in a solo accident is often entitled to compensation that scales from $2K to $25K. The claims usually concern poorly maintained public areas, such as city streets or trails. Even though single-vehicle crashes typically avoid fault disputes, liability can still matter in product liability or premises cases.

Hit-and-Run Bicycle Accident

The median reimbursement of hit-and-run claims in Iowa scales from $15K to $115K. However, it is worth noting that hit-and-run drivers often avoid accountability. In such instances, UM coverage becomes one of the main sources of settlement. Yet, this type of coverage isn’t mandatory in the state.

Kansas

Kansas settlements can be deemed modest — about $30K–$120K. Lower medical costs play a role, and while payouts were once limited by a statutory cap on non-economic damages, that cap was struck down in Hilburn v. Enerpipe Ltd. (2019).

Collision with Motor Vehicle

Car crash payments in Kansas scale from $35K to $160K. It is possible to secure higher outcomes, especially if the incident happens in the Kansas City suburbs, where traffic volumes are significant and the injuries are more serious.

Solo Bicycle Crash (No Other Vehicle)

Generally, solo accidents lead to less catastrophic outcomes and require less compensation. That is why a solo biking crash would cost the liable party around $3K to $20K. Yet, every case is unique, and it is always a good idea to consult an experienced attorney and let them carry out a thorough estimation.

Hit-and-Run Bicycle Accident

Hit-and-run settlements in Kansas range between $15K and $90K. Primarily, the payouts depend on PIP and UM policies, which are mandatory in the state. However, a timely accident report and prompt police response can improve your recovery chances.

Kentucky

Lower annual household income and decreased cost of medical services in Kentucky are reflected through less substantial accident payouts — $10K-$95K. Also, claims filed in rural areas are often lower, primarily because of weaker liability evidence. 

Collision with Motor Vehicle

On average, a victim can recover between $20K and $100K for a cycling incident in Kentucky. The state is one of the jurisdictions that abides by the pure comparative negligence rule, which allows the plaintiff to recover fair compensation even if the percentage of their contribution exceeds that of the defendant.

Solo Bicycle Crash (No Other Vehicle)

The reimbursements for single-vehicle crashes are pretty low in Kentucky. You can expect to recover around $5K-$15K after damaging your bike or sustaining minor to moderate injuries. However, the stronger the evidence of hazardous conditions you produce, the higher the payout potential will be.

Hit-and-Run Bicycle Accident

State authorities impose a few types of mandatory insurance on the locals, and PIP and UM coverage are on the list. Hit-and-run driver identification rates are lower in rural counties due to fewer cameras, but you can still obtain compensation of $25K-$60K in Kentucky.

Louisiana

Despite a significantly lower annual household income in Louisiana, average bike accident settlements across the state generally range from $35K to $175K. Big city payouts, for instance in Baton Rouge or New Orleans, are often higher. Lack of proper infrastructure, unfavorable riding conditions, and intense traffic increase both the injury severity and the risk of collision.

Collision with Motor Vehicle

Bicycle accident cases often settle in Louisiana for around $55K-$215K. Claims that involve driving under the influence or commercial vehicle collisions can push the payouts even further. However, a successful outcome requires a strong case built on solid and timely evidence.

Solo Bicycle Crash (No Other Vehicle)

Solo incidents usually lean into a lower compensation range. It is possible to recover around $3K to $25K in Louisiana for incidents caused by potholes, debris, or faulty bicycle parts. Keep in mind that timely scene assessment, along with proper evaluation of your losses, can significantly improve your position when dealing with property owners or manufacturers.

Hit-and-Run Bicycle Accident

Although hit-and-run accidents in Louisiana often settle within the $25K-$130K range, the payouts are not only about the crash. They center around how much you can prove. If you can’t locate the negligent driver, the compensation will remain within the UM coverage range, that is, if you have it. In Louisiana, UM insurance isn’t mandatory.

Maine

Settlements in Maine typically run between $10K and $100K. The story behind these numbers is based on the impressive number of the state’s rural roads, its unpredictable weather, and seasonal tourist spikes. These factors, separately or combined, can influence fault disputes and overall injury severity.

Collision with Motor Vehicle

The car-bike collision settlements typically scale from $35K to $160K. Seasonal visitors, unfamiliar with local routes and limited road lighting, especially during wintertime, may increase injury severity. Besides, tourist drivers can make liability clearer, while local residents often face tougher comparative fault arguments.

Solo Bicycle Crash (No Other Vehicle)

Single-vehicle payouts in Maine are considerably smaller than vehicle collision settlements. Usually, they span from around $4K to $18K. This compensation often covers basic medical costs for traumas sustained due to icy patches, potholes, or unexpected wildlife crossings.

Hit-and-Run Bicycle Accident

In Maine, hit-and-runs are often covered by the victims’ UM/UIM and medical payments (MedPay) coverage, both of which are mandatory in the state. Maine does not use a PIP (no-fault) system. Settlements in these cases typically range from $15K to $105K.

Maryland

Average compensation for a cycling incident in Maryland may seem unusually generous compared to other states in the country. On average, it is possible to obtain a reimbursement of your losses in an amount equal to $55K-$290K. However, there is a catch— a pure contributory negligence rule that bars a victim from any compensation even if they are found 1% guilty of the crash.

Collision with Motor Vehicle

Maryland is known for such busy urban corridors as Baltimore’s Pratt Street or the DC suburbs. The mixture of heavy traffic and distracted driving makes bike accidents costly in the area. Settlements often land somewhere between $60K and $280K. Higher awards are tied to severe injuries and clear evidence.

Solo Bicycle Crash (No Other Vehicle)

Even a single-vehicle crash can be pretty expensive in Maryland, with reimbursement going from $9K to $50K. Solo crashes across the state aren’t just about bumps and bruises. Icy stretches, wet cobblestones, sudden potholes, and uneven trails can lead to far more serious consequences.

Hit-and-Run Bicycle Accident

No matter where a hit-and-run crash may happen — near a busy intersection or a tourist spot — the injured cyclist may recover around $15K–$105K in compensation. That is the range covered by mandatory UM insurance in Maryland. However, it is possible to boost the reimbursement should the at-fault party be identified.

Massachusetts 

An average bike incident compensation in Massachusetts expands from $55K to $450K. All because of strong public advocacy for cycling infrastructure, high medical costs, and a progressive jury attitude, if the case sees the inside of a courtroom.

Collision with Motor Vehicle

Massachusetts collisions often yield $75K-$320K in settlements, especially for complex injuries like traumatic brain injuries. Most severe incidents happen near busy corridors like Mass. Ave. and sometimes lack 100% liability clarity. However, the local modified comparative negligence rule allows the rider to recover compensation as long as the rider is less than 50% at fault.

Solo Bicycle Crash (No Other Vehicle)

Solo-bike incident recoveries in Massachusetts can range from $10K to $65K. The claims primarily concern local municipalities or property managers responsible for the poor conditions of the road, lane, or trail. The success of such a case often depends on notice and proof of hazard on the bike path.

Hit-and-Run Bicycle Accident

Hit-and-run cases in Massachusetts often result in high settlements, reaching $50K–$365K. Such high-end compensation ranges are ensured not only by mandatory PIP and UM coverage, but also by a great number of surveillance cameras in the state, which help to identify a responsible driver and hold them accountable.

Michigan

Michigan is known for its diverse riding conditions. Based on that, the estimated settlements for cycling incidents vary from $30K to $165K. In the Detroit area, where the bicyclist community is more active and the crash density is higher, the payouts tend to be more substantial.

Collision with Motor Vehicle

Bicycle-vehicle collisions in Michigan usually can secure around $50K to $210K in settlements, because local roadway designs involve wide arterials that encourage high-speed crashes. Although the state abides by a modified comparative negligence rule, proving driver responsibility, such as failure to yield, is often straightforward.

Solo Bicycle Crash (No Other Vehicle)

Single-bicycle crashes happen because of a faulty vehicle or poorly maintained roads. In either case, you can hold a third party, responsible for proper operation or riding conditions, accountable and obtain $7K-$35K in reimbursement. However, Michigan’s local government immunity rules require early notice to succeed with the claim, typically within 120 days.

Hit-and-Run Bicycle Accident

Settlements in hit-and-run cases in Michigan typically fall between $20K and $500K. Although UM coverage is optional in the state, the PIP insurance is mandatory. Depending on the type of health insurance, personal injury protection coverage can range from a few thousand dollars to unlimited coverage.

Minnesota

Although Minnesota is viewed as a cyclist-friendly state — it holds the 5th position on the national ranking — bicycle accident-related payouts range from $40K to $235K. These settlements are shaped by injury severity, liability clarity, and insurance coverage.

Collision with Motor Vehicle

Collisions with vehicles often range from $60K to $260K, particularly in areas like Minneapolis, where heavy commercial traffic collides with popular bike corridors. While the number of protected lanes improves overall cyclist safety, icy winters and busy urban streets keep accident risks and potential settlement values high.

Solo Bicycle Crash (No Other Vehicle)

Typical solo-crash figures range from $8K to $55K in Minnesota. Very often, defective plowing leaves hazards on public trails, which can lead to serious cycling collisions. However, the claim’s success often depends on whether the responsible agency received prior notice of the damaged trail.

Hit-and-Run Bicycle Accident

Hit-and-run collision estimates in Minnesota vary between $25K and $225K. High-end compensations are more likely when the guilty party is identified. If not, both PIP and UM coverage are mandatory in the state. The average combined insurance payout an injured cyclist can obtain is around $90K, depending on the scale of the incident.

Mississippi

Accident settlements in Mississippi are deemed more or less modest — approximately $15K-$115K. Low annual household income may be one of the main underlying factors for that. Besides, cycling traffic outside Jackson isn’t as frequent as in the largest city in the state.

Collision with Motor Vehicle

Motor-vehicle collisions with bike riders in Mississippi typically result in damages of around $25K and $120K. Many claims revolve around high-speed accidents. While the liability in such instances can be straightforward, many insurers have policy caps that can limit the payouts.

Solo Bicycle Crash (No Other Vehicle)

Solo bicycle accidents often inflict lesser damage on the victim and can be resolved with around $5K to $20K settlements. For instance, minor injuries like sprains or abrasions will lead to lower compensations, while more serious injuries such as fractures or head trauma can push reimbursements toward the higher end.

Hit-and-Run Bicycle Accident

It is possible to recover about $15K-$100K for a hit-and-run accident involving a bike rider in Mississippi. However, if the driver flees the scene and can’t be identified, the compensation will depend on the UM coverage that the injured party holds. It should be noted that UM insurance is optional in the state.

Missouri

An injured cyclist can claim reimbursement for the sustained losses, scaling from $10K to $150K. Local factors such as rural high-speed roads and comparative fault rules can influence the outcome of the case. Even a minor contribution on the rider’s part may reduce compensation.

Collision with Motor Vehicle

The average settlement for an accident that involves a cyclist and a motor vehicle driver can result in payouts ranging from $45K to $245K. The scale of average reimbursement in the state is dictated by intersection collisions involving delivery vehicles, which are quite common in Missouri.

Solo Bicycle Crash (No Other Vehicle)

Solo incidents often end with a $6K to $35K compensation, especially if municipal sidewalk defects or poor bike path maintenance are the cause of the crash. High-quality evidence and proper legal representation are the main pillars that will strengthen your single-vehicle case in Missouri.

Hit-and-Run Bicycle Accident

A hit-and-run incident can be a source of serious economic and non-economic losses, which is why the average compensation in Missouri lands between $30K and $145K. Payments tend to go up when urban camera networks and law enforcement cooperation facilitate identification of the responsible party. If that fails, UM coverage may repay a part of the sustained damages.

Montana

Montana’s open roads and scenic trails come with certain risks of a serious incident. That is why average settlements for bicycle crashes in the area usually fall within the $5K and $100K range. Remote highways, weather conditions, and wildlife collisions can drive up costs. Serious injuries or long recovery times push payouts higher.

Collision with Motor Vehicle

Settlements across the state scale from $15K to $110K. Montana roads are wide, fast, and lonely. This means that cyclists remain in permanent danger riding in the area. Speeding trucks, blind curves, and long stretches with no witnesses can result in serious crashes that are challenging to prove.

Solo Bicycle Crash (No Other Vehicle)

No matter how wide Montana’s roads are, they don’t guarantee safety. There’s always room for potholes, gravel, and sudden wildlife that can throw a rider off their vehicle and cause palpable damage. Yet, settlements for solo crashes in the area rarely exceed the $5K-$25K range.

Hit-and-Run Bicycle Accident

Hit-and-run instances can generally settle for around $15K to $100K. That is, if the negligent party is located. If not, the cyclist will have to rely on their personal insurance to recover from the incident. Yet, the state of Montana does not require UM coverage, leaving it up to the policyholder to decide whether they need it or not.

Nebraska

Nebraska bicycle accident settlements average from $30K to $150K. Metro areas like Omaha typically produce higher-end recoveries. At the same time, injuries sustained in rural zones often indicate clearer fault, which can help speedy claim resolution.

Collision with Motor Vehicle

Car crash compensations in Nebraska usually range from $45K to $195K. Mostly, such collisions take place on wide rural roads or busy urban arterials, where drivers misjudge passing distance. The fact is that at 55–65 mph, even a seemingly minor contact can mean shattered bones and months off work.

Solo Bicycle Crash (No Other Vehicle)

With no driver to sue, bike incident claims usually target property owners or local municipalities. In Nebraska, the payouts range between $10K and $55K. Most cases depend heavily on proving poor road upkeep or inadequate warning signs.

Hit-and-Run Bicycle Accident

In Nebraska, hit-and-run bicycle crashes often occur on dimly lit rural stretches or city streets with rare witnesses. Such settlements can vary between $25K and $170K. Since UM coverage is mandatory in the state, the case can hinge on personal insurance. However, quick accident reporting and proper legal assistance can help you secure maximum reimbursement of the inflicted losses.

Nevada

Nevada settlements for bicycle accidents are very different and can range from $10K to $550K in compensation. The state abides by a no-cap legal regulation, which ensures that the victim can recover both economic and non-economic losses, including, but not limited to, pain and suffering, in full.

Collision with Motor Vehicle

Although the average range for bike accident settlements in the state is between $65K and $450K, motor vehicle collisions in Las Vegas, especially those involving busy traffic, speeding rental cars, nightlife-related crashes, and DUI, often increase injury severity and award potential. For instance, back in 2017, the family of fatally injured Dr. Kayvan Khiabani managed to recover over $19M as a wrongful death reimbursement.

Solo Bicycle Crash (No Other Vehicle)

It is possible to get into a life-altering accident when riding a bike in Nevada, even without another vehicle involved. Cases like these often lead to average payouts within the $8K-$45K limit. Generally, the compensation is aimed at covering medical expenses and lost income, but it can also compensate for lasting pain, scarring, or diminished quality of life.

Hit-and-Run Bicycle Accident

Hit-and-runs in Nevada often lead to higher settlement rates. On average, you can expect to obtain around $25K to $500K+. However, higher payouts are most common when the negligent driver is identified. If not, recovery typically depends on the rider’s optional UM/UIM coverage (Nevada requires insurers to offer UM/UIM, but policyholders may reject it in writing).

New Hampshire

New Hampshire’s bicyclist fatality rates are among the lowest in the country, but the number of collisions that lead to serious injuries and damages remains concerning. Thus, an average settlement for a cycling incident in the area varies between $25K and $175K. Higher results are often achieved in urban centers like Manchester.

Collision with Motor Vehicle

Accident claims involving motor vehicles in New Hampshire are the most numerous and often fall within the $55K-$250K range. Although the exact numbers are unknown, many drivers in the state carry higher insurance limits — from $250K to $500K, sufficient to cover severe losses inflicted by the crash.

Solo Bicycle Crash (No Other Vehicle)

Settlements for single-bike accidents in New Hampshire range between $7.5K and $42K. The payouts greatly depend on injury severity and proof that the hazard should have been fixed. Since there’s no driver at fault, such claims often arise against a negligent municipality or property owner.

Hit-and-Run Bicycle Accident

Hit-and-run recoveries in New Hampshire generally fall within the $25K to $130K limits. While lower population density slows down investigations aimed at identifying guilty parties who fled the scene, the UM coverage — which is mandatory in the state — is often the lifeline.

New Jersey

Average bicycle accident settlements in New Jersey generally range from $25K to $160K. The amount of compensation in urbanized areas like Newark and Jersey City often generates larger awards due to dense road use and high injury bills.

Collision with Motor Vehicle

Settlements in motor-vehicle collisions in New Jersey often scale from $75K to $300K. Such a high scale of potential payouts reflects the severity of cycling incidents in the area. Dense urban traffic, narrow streets, and the rise of commercial delivery vehicles are often the main underlying reasons for that.

Solo Bicycle Crash (No Other Vehicle)

Accidents without other vehicles can also be quite serious. That is why average settlements for such instances are around $10K to $75K. Solo claims can be tricky to resolve. They often involve local municipalities responsible for poor road maintenance or manufacturers who produce defective components, and notice-and-liability timelines must be preserved.

Hit-and-Run Bicycle Accident

Even though hit-and-run bicycle accidents present unique legal and financial challenges, the average payouts for such incidents in New Jersey are typically higher than anywhere else. Not only is UM coverage mandatory across the state, but the PIP insurance limits often reach $250K, making it possible for the victim to recover around $25K-$250K if the driver isn’t identified.

New Mexico

New Mexico stands out from the rest of the states with its long rural corridors, sparse population, and limited emergency response. That is why bike accident settlements in the area typically range between $25K and $140K, reflecting the scale of severity of potential collisions.

Collision with Motor Vehicle

Rural routes in New Mexico are hazardous for cyclists because of the high speeds and limited shoulders. Thus, the average compensation in the state varies between $45K and $170K. On the brighter side, New Mexico abides by the pure comparative negligence rule, which ensures that a victim can reap a fair reimbursement even if they are 99% to blame for the incident.

Solo Bicycle Crash (No Other Vehicle)

Single-vehicle incident payouts in New Mexico average $5K-$45K. Usually, such claims involve proving a third-party duty of care, for instance, a municipal road maintenance agency or property owner. Municipal liability cases are constrained by state notice requirements. If a government agency or contractor is responsible, claims must be filed within 90 days under the state’s Tort Claims Act.

Hit-and-Run Bicycle Accident

An average hit-and-run accident can be settled within the $20K-$115K frame. While rural incidents pose evidence challenges, urban cases, like a collision in Albuquerque, would see higher recovery due to better camera coverage. However, if the driver isn’t located and you lack UM coverage, the reimbursement may be limited. 

New York

The state of New York yields higher settlements when compared to other states. An injured cyclist can expect to recover around $50K–$400K+ in compensation because of high medical costs and large insurance policies in NYC. Some settlements come in six- and seven-figure amounts in New York.

Collision with Motor Vehicle

The average compensation for a motor vehicle crash in New York is estimated within the $80K-$500K range. However, there are no caps as such. For instance, back in 2015, a local deliveryman recovered over $11M in reimbursement after being struck by a car in Lower Manhattan.

Solo Bicycle Crash (No Other Vehicle)

Typical cycling accidents caused by roadway defects or municipal negligence in New York fall within the $5K-$75K scale. Yet, there are multi-million dollar settlements recorded. In 2017, a 73-year-old cyclist filed a $15M compensation claim against the City of New York, the local Department of Transportation, and the bike rental company after colliding with a concrete wheel stop.

Hit-and-Run Bicycle Accident

Hit-and-run bicycle accident settlements range from $25K to $550K, depending on the case’s severity and the type of compensation you request. Compensation from a negligent driver may be the highest because the party fled the scene. However, it is also possible to obtain reimbursement of the sustained losses through PIP, UM coverage, or the Motor Vehicle Accident Indemnification Corporation (MVAIC). In either case, there are limits and deadlines to comply with.

North Carolina

Increasing commuter cycling and expanding infrastructure in North Carolina tend to influence claim values. Present-day settlements expand from $30K to $180K. Urban collisions with cars in Raleigh or Charlotte often lead to bigger compensations, while solo crashes on quiet suburban or rural roads pay less.

Collision with Motor Vehicle

Bicycle accidents involving cars in North Carolina range from $45K to $225K. However, the state abides by the strict contributory negligence rule. The rule implies that the injured would be barred from any settlement if they contributed to the incident, even by 1%. That is why winning a claim in the area isn’t just about proving you’re hurt but about proving that you’re blameless.

Solo Bicycle Crash (No Other Vehicle)

If your tire caught a pothole or you fell because the bike lane was in disrepair, there are a few parties to hold accountable. Solo crashes in North Carolina can go from $7K to $65K. It is possible to hold the city or county accountable for the incident, but you’ll have to prove municipal negligence for road defects along with your innocence.

Hit-and-Run Bicycle Accident

Hit-and-run accidents often lead to serious losses without an obvious party to hold accountable. At least, unless the negligent driver is identified. Hit-and-run settlements in North Carolina ranges between $20K and $165K, implying that the at-fault party is located. If not, the UM coverage activates, since it is mandatory in the state. 

North Dakota

Biking accident payouts are quite moderate in North Dakota — $15K-$95K — all because of the low crash rate. A recent report shows that there were zero bicyclist deaths recorded in the area. However, rural long-haul crashes with heavy trucks still affect incident severity.

Collision with Motor Vehicle

Bicycle-car collisions often inspire the most substantial payouts. In North Dakota, average cycling accident settlements can go from $20K to $120K. Moreover, the state abides by a modified comparative negligence rule, which ensures that unless the victim is 50% or more at fault, they can still recover a fair reimbursement of their losses.

Solo Bicycle Crash (No Other Vehicle)

Single bicycle accidents, including but not limited to trips over cracked sidewalks or collisions with fixed objects, can settle for around $3K to $15K in North Dakota. However, the injured party needs to provide solid proof that a third party, such as a local municipality, property owner, or product producer, is liable for the sustained damage.

Hit-and-Run Bicycle Accident

North Dakota lacks a proper surveillance network, which decreases the chances of identifying the responsible party after a hit-and-run crash. That is why the average compensation amount a victim can claim relies heavily on PIP and UM coverage, which are mandatory in the state. Such payouts will range from $25K to $80K.

Ohio

Cycling accident settlements in Ohio generally run between $15K and $135K. The denser the area and the more consistent the cycling pattern, the higher the payouts will be. It is worth noting that even if the rider contributes to the collision, they won’t be barred from compensation as long as their fault does not exceed 50%.

Collision with Motor Vehicle

Collisions with motor vehicles in Ohio can be reimbursed in amounts ranging from $20K to $95K. Although drivers are frequently found liable, especially at intersections or right turns, even minor cyclist mistakes can reduce the claim’s worth. Not to mention that the state has a non-economic damage cap of $250K per person and $350K per accident.

Solo Bicycle Crash (No Other Vehicle)

Typical single-vehicle cases in Ohio settle for around $4K to $25K. When a rider hits a pothole, sudden obstacle, or debris on the road, the city or a private property owner can be held accountable. However, the success of such claims often depends on proving breach of duty of care as well as meeting local deadlines.

Hit-and-Run Bicycle Accident

Hit-and-run biking accident settlements in Ohio range from $20K to $200K. The amount of reimbursement depends on whether the at-fault party is located. Without the responsible motorist identified, compensation often relies on uninsured motorist coverage (which is optional in the state) or claims against city liability if road conditions contributed.

Oklahoma

Reported bike accident payouts in Oklahoma range between $25K and $90K. Higher values are often recorded in motor vehicle collisions. Rural highways with high speeds and variable infrastructure maintenance are among the primary factors that affect injury severity.

Collision with Motor Vehicle

The average compensation for incidents involving cars in Oklahoma is estimated to be around $30K-$160K. The settlements reflect the state’s modified comparative negligence rule, which means that cyclists partially at fault may see reduced awards. Besides, the lack of mandatory helmet laws sometimes factors into defense arguments to decrease the recovery amount.

Solo Bicycle Crash (No Other Vehicle)

Typical reimbursements for losses sustained in a biking crash that does not involve any other vehicle vary between $5K and $45K. The accidents caused by road defects, poor signage, or unsafe construction zones lead to claims against municipalities or contractors. However, it is important to note that Oklahoma’s governmental tort cap is $125K in municipal cases. The cap may limit the compensation in exceptionally severe instances.

Hit-and-Run Bicycle Accident

After a hit-and-run, a rider can expect to recover compensation within a $20K-$240K range. Rapid incident reports and police follow-up can improve the settlement outcome. All because UM coverage is optional in the state, and the available Oklahoma Crime Victims Compensation Program has precise deadlines and a maximum recovery cap of $20K.

Oregon

The state of Oregon’s average settlements for biking incidents yield $40K-$250K, all because of a strong local cycling culture and protective measures implemented by the authorities. However, factors such as medical costs, driver negligence, and insurance coverage can have a strong impact on the case’s outcome.

Collision with Motor Vehicle

A cyclist struck by a car in Oregon can hope to obtain from $75K to $150K for broken bones and long-term therapy needs. At the same time, catastrophic cases, such as spinal cord or severe brain injuries, can exceed $350K. The clearer the driver’s liability, the higher the compensation.

Solo Bicycle Crash (No Other Vehicle)

Single-vehicle crashes can be quite severe and result in $15K-$55K settlements. Yet, it may take knowledge and effort to prove the municipality’s fault. Without a clear responsible party, the cyclist can only count on their PIP coverage, which is mandatory in the state.

Hit-and-Run Bicycle Accident

The state law mandates that drivers stay at the scene of the accident and report it to the authorities. However, some negligent motorists ignore it and leave the cyclists stranded. Thus, hit-and-runs in the state often range from $25K to $125K. While local surveillance and community reporting typically aid identification of the responsible party, if that does not help, the rider’s compensation will depend on personal UM coverage and other available insurance.

Pennsylvania

Pennsylvania sees over a thousand reported bicycle crashes annually. The settlements for these claims vary from case to case but average between $25K and $105K. Crashes in urban regions, such as in Philadelphia or Pittsburgh, trend toward higher payouts due to denser traffic and costlier medical care in these areas.

Collision with Motor Vehicle

Bicycle crashes involving cars make up over 70% of the reported accidents. Considering the scale of such incidents, the average settlement range goes from $35K to $305K in reimbursement. Intersection crashes and delivery-vehicle collisions often inflict the most serious losses and frequently push settlements higher than average.

Solo Bicycle Crash (No Other Vehicle)

Typical single-bike accidents in Pennsylvania revolve around $3K to $45K payouts. However, there can be multi-million dollar settlements, like in the case of Anthony Degliomini, who recovered a $3.2M reimbursement from the local municipality after hitting an unmarked sinkhole on the road and suffering life-altering traumas.

Hit-and-Run Bicycle Accident

Hit-and-runs in Pennsylvania average between $15K and $200K. However, the compensation will be lower if the negligent driver remains unidentified. In such cases, the injured can rely on either PIP coverage, which is mandatory in the state, or the UM coverage, which is optional. The state-required minimum for PIP coverage is $5K and is limited to medical costs only.

Rhode Island

The average settlement for a cycling accident in Rhode Island depends on many factors and can go from $5K to $230K in compensation. The state abides by the pure comparative negligence rule, which allows the victim to obtain reimbursement as long as they are not 100% at fault. However, the percentage of contribution will be deducted in an equal amount from the final compensation the party receives.

Collision with Motor Vehicle

Even a minor collision with a car can result in serious losses on the cyclist’s part. That is why settlements in Rhode Island range between $25K and $115K. Even though the state enlists around 60 miles of bike lanes, narrow streets, particularly in Providence, and a spike in commercial traffic increase the risk of significant damages sustained by a rider.

Solo Bicycle Crash (No Other Vehicle)

Generally, a single-vehicle crash in Rhode Island can be resolved with a $6K-$40K payout. Typical road hazards such as potholes, debris, or poor signage often serve as the primary triggers of these accidents and imply municipal liability. They mostly occur in areas with limited cycling infrastructure, including rural roads and intersections that lack proper markings.

Hit-and-Run Bicycle Accident

A hit-and-run claim involving an injured rider can frequently result in average compensations ranging from $18K to $145K. The payouts may be limited to the UM coverage that the victim holds if the negligent party isn’t located. However, high urban density and countless CCTVs assist in the timely capture of the negligent party and rightful reimbursements. 

South Carolina

Average settlements in South Carolina commonly fall into the $20K-$140K range. However, coastal tourist corridors such as Myrtle Beach may see higher claims due to dense seasonal traffic and rental vehicles. At the same time, rural roads can often be the source of severe injuries because of high-speed impacts, but drivers’ lower policy limits can limit the compensation.

Collision with Motor Vehicle

Average settlements for bike-car collisions in South Carolina stretch from $40K to $235K. One of the main underlying reasons for such payouts is the lack of biking infrastructure. Limited investments into cyclists’ safety and unfavorable traffic laws add up to the growing fatality rates among riders.

Solo Bicycle Crash (No Other Vehicle)

Single-bicycle accidents in South Carolina are usually exceptionally case-specific, but the victim can count on a potential recovery ranging from $15K to $65K. Such claims typically depend on premises liability, product defects, and comparative fault. Besides, punitive damages are capped in South Carolina and can’t go over $500K or three times the assigned compensatory reimbursement.

Hit-and-Run Bicycle Accident

Hit-and-run accidents often imply more substantial payouts if the driver is found. An average compensation amount can range from $25K to $150K. However, identification is not always the case, so the injured party has to rely on their UM coverage, which is mandatory in the state. 

South Dakota

South Dakota is a unique mixture of popular historical sites and long stretches of rural highways. Both factors play a part in biking incident frequency in the area and the average settlements that the victims can recover. Generally, the payouts vary between $25K and $135K.

Collision with Motor Vehicle

Crashes involving cyclists and cars can inflict a different scale of damage on the injured and lead to various compensation amounts. On average, the victim can expect to obtain within $25K to $150K in reimbursement for the sustained losses. However, the state has an individual approach to the comparative negligence rule: instead of calculating the percentage of contribution, the law mandates a determination of whether the rider can recover their losses via a slight/gross approach.

Solo Bicycle Crash (No Other Vehicle)

Solo accident settlements in South Dakota depend on the incident timing, location, and riding conditions. On average, it may be possible to recover from $5K to $60K based on the severity of the collision. However, municipal claims differ from private claims in that they are subject to strict notice rules and lower limits.

Hit-and-Run Bicycle Accident

Hit-and-run settlements in South Dakota often rely on local investigative potential and can scale from $12K to $95K. Even though that state treats hit-and-runs as a Class 6 felony, many negligent parties still choose to flee the scene, hoping not to be found. If they manage to hide, the injured can recover a part of their damages through UM coverage.

Tennessee

Cyclists in Tennessee can hope to recover around $30K-$160K after an accident. The unique mix of urban congestion in Nashville and Memphis, scenic rural routes in the Smokies, and heavy tourist traffic along the Natchez Trace Parkway puts riders at constant risk of a harmful collision.

Collision with Motor Vehicle

Car collision compensations in Tennessee are usually estimated within the $45K-$90K range. Since bicycles are legally classified as vehicles in the state, both operators share full responsibility on the road. As a result, if a rider contributes to the crash, but their fault does not exceed 50%, they can obtain the requested settlement, but with the percentage of assigned fault deducted from it.

Solo Bicycle Crash (No Other Vehicle)

Single-vehicle accidents in Tennessee generally range from $10K to $75K in payouts. Such crashes often happen because of the road hazards, poor lighting, defective equipment, or the private property owner’s negligence. To hold the responsible party accountable in cases like that, the claimant may need qualified legal counsel to comply with all the deadlines and requirements.

Hit-and-Run Bicycle Accident

Although leaving the scene of the incident is classified as a Class A misdemeanor in Tennessee, instances of such acts are still frequent. The average compensation in a hit-and-run claim depends on many factors but varies within the $20K-$140K range. In case the driver isn’t located, the owner’s UM coverage will be the primary source of compensation. However, this type of insurance isn’t legally mandated by the state. 

Texas

Thousands of bicyclists suffer varying-scale injuries on the roads of Texas annually. The settlements mainly depend on the fault allocation, insurance coverage, and state-approved caps, but average between $35K and $165K. Urban centers like Houston, Austin, and Dallas lead both the incident rates and the compensation.

Collision with Motor Vehicle

Considering the scale of injuries that a collision with a motor vehicle can inflict on a bike rider, the compensation estimate for such accidents varies between $60K and $355K. The highest reimbursement rates apply when commercial vehicle or rideshare drivers are involved.

Solo Bicycle Crash (No Other Vehicle)

A typical single-vehicle crash can settle for around $7K-$45K in Texas. The injured cyclist can hold local municipalities accountable for unsafe or missing infrastructure or file a claim against the manufacturer if the incident took place because of an equipment defect. However, it is essential to check and comply with existing notice requirements to be able to recover the payouts.

Hit-and-Run Bicycle Accident

If the driver flees the scene of the accident, the victim can still recover fair compensation, which may range from $25K to $220K. However, to obtain a maximum settlement, the driver must be identified. If not, UM coverage will apply and compensate for some sustained damages. It is important to note that this type of coverage is optional in Texas, and around 15% of motor vehicle operators drive uninsured in the state.

Utah

Bicycle accident settlements in Utah average between $35K and $185K, all because of the diverse riding conditions across the state. Crowded city streets, high-altitude mountain passes, and tourist-heavy routes near national parks create unique incident patterns that result in different payouts.

Collision with Motor Vehicle

Collisions with cars account for the most serious biking accidents in Utah and range from $55K to $250K in settlements. Although drivers are legally required to give cyclists at least three feet of clearance when passing, many vehicle operators fail to comply with the rule. Such noncompliance often results in severe consequences.

Solo Bicycle Crash (No Other Vehicle)

A single-bike crash can happen because of an unsafe road design or poor maintenance in Utah. If that is the case, you can expect to recover about $8K-$40K for the sustained losses from the local municipalities, such as the Utah Department of Transportation. However, there are strict deadlines that apply to such claims. Failing to comply with them will lead to the loss of the right to fair recovery.

Hit-and-Run Bicycle Accident

Utah law mandates drivers to remain at the scene of the accident, yet around 7% of bicycle accidents across the state are classified as hit-and-runs. The average compensation for such incidents varies between $18K and $140K, that is, if the negligent party is located. Tourist-driven traffic can complicate identification. If the responsible driver isn’t found, the UM cover will help the victim pay for the crash-related expenses. However, this type of insurance is optional in Utah.

Vermont

The average settlements for cycling accidents in Vermont may be lower than in other states — $15K-$100K. All because of a complex approach to bicyclist safety across the state, particularly on rural roads and small-town streets. The area saw one rider fatality in 2023 and holds the 22nd position on the National Bicycle Friendly State Ranking.

Collision with Motor Vehicle

Motor vehicle crashes with cyclists in Vermont often settle for around $45K-$165K. Since the state is a known tourist destination, many serious collisions happen between distracted drivers and riders unfamiliar with the potential dangers in the area. Vermont abides by the comparative negligence rule, which allows the injured party to recover fair compensation even if they are found 49% at fault.

Solo Bicycle Crash (No Other Vehicle)

A bicycle accident that does not involve any other vehicle can be resolved for $6K to $25K. The rider can hold the town or the state accountable for poor road conditions, such as potholes, debris, or inadequate signage. It is also possible to file a claim against a property owner if unsafe private property served as the primary cause of the incident.

Hit-and-Run Bicycle Accident

Hit-and-run instances are treated seriously in Vermont; drivers responsible for the deed may face criminal charges, depending on the severity of the collision. The approach is also reflected through average settlements in the state — $50K-$180K. In case the responsible party isn’t found, the victim can reap the benefits of UM coverage, which is mandatory in the state and remains among the most substantial in the country.

Virginia

Virginia settlements commonly range between $35K–$215K. Higher outcomes are more common in Northern Virginia and Richmond areas because of active commuter cycling and heavy traffic. Seasonal shifts can also affect the incident rate across the state.

Collision with Motor Vehicle

Car accidents that involve bike riders settle for around $55K-$265K in Virginia. Despite the potential high-end payouts, an injured victim can be barred from any compensation if they contribute to the collision even by 1%. Virginia is one of the few states that abide by pure contributory negligence rules.

Solo Bicycle Crash (No Other Vehicle)

Single-rider accidents in Virginia often involve third parties, such as the local municipality, and typically settle for $9K-$40K. However, to prove the municipality’s negligence, the injured must provide sufficient evidence and submit the claim within the state-approved timeframe.

Hit-and-Run Bicycle Accident

Regional police resources typically enable the timely identification of hit-and-run drivers in Virginia. That is why average settlements usually go from $25K to $225K. Moreover, motorists who flee the scene may receive Class 5 felony charges. Yet, if all search efforts fail, the injured party can recover compensation through UM coverage, which is mandatory in the area.

Washington

Washington state settlements for biking accidents often make around $45K-$260K. The state not only ranks first nationally but also benefits from Seattle’s active cycling culture and dense urban corridors, which often support fairer claim resolutions and higher recoveries.

Collision with Motor Vehicle

Average compensation for serious bicycle collisions involving motor vehicles in Washington falls under the $70K-$325K category. This is especially true when the incident involves protected-lane breaches and commercial vehicle strikes. Although the state abides by the pure comparative negligence rule, which allows a victim to recover a fair settlement even if the cyclist is 99% at fault, it is best to report the crash promptly to the authorities.

Solo Bicycle Crash (No Other Vehicle)

A solo-vehicle accident does not always imply a rider’s error. Sometimes, local municipalities can be held responsible, especially when well-used trails or city bike lanes are negligently maintained. In cases like that, a victim can recover a settlement ranging from $10K to $80K, depending on the severity of the sustained losses.

Hit-and-Run Bicycle Accident

Hit-and-run accidents involving cyclists scale from $30K to $230K in compensation. Extensive urban surveillance networks and active investigative cooperation help to identify at-fault parties and hold them accountable. Moreover, leaving the scene of an incident that involves bodily injuries is viewed as a Class C felony in Washington, which promotes responsibility among motor vehicle operators. 

West Virginia

West Virginia offers injured bicyclists relatively modest payouts — around $15K-$110K. These settlements reflect unique accident patterns and regional policy. Unlike in other, more urbanized states, longer emergency response times and lower medical costs are reflected in the compensation.

Collision with Motor Vehicle

Collisions between cars and bicycles in West Virginia are estimated within the $20K-$135K range. This is mainly because, in rural counties, emergency transportation may take over 28 minutes, and two-lane highways with limited shoulders leave little room for error.

Solo Bicycle Crash (No Other Vehicle)

Bike riders can suffer serious injuries from falls on uneven pavement, even if there’s no other vehicle involved. Single-bike crashes often result in lower reimbursements — $3K-$15K — and mostly involve local municipalities or property owners. However, according to the state law, in cases involving multiple liable parties, you can hold accountable only those who bear over 25% responsibility for the incident.

Hit-and-Run Bicycle Accident

Hit-and-run accidents are especially concerning in West Virginia because they can happen in remote rural areas and worsen the severity of the sustained traumas. Such settlements extend from $15K to $95K. The payouts will be lowered if the negligent party isn’t found, since the victim will have to rely on their UM coverage for the most part.

Wisconsin

Average bike incident compensations in Wisconsin usually fall under the $25K-$180K category. The state laws, together with local crash patterns, primarily shape the range of the payouts. For instance, serious cases happen in counties like Milwaukee County and Dane County, and local traffic density and higher medical costs push payouts upward.

Collision with Motor Vehicle

Bicycle accident claims that involve cars can be resolved within the $55K-$220K range. The payouts are higher in cases where the crash involves heavy farm equipment. A collision like that can leave a rider incapacitated for the rest of their life. Even if the cyclist is found partially to blame in an accident, they can still recover fair compensation because the state abides by the modified comparative negligence rule.

Solo Bicycle Crash (No Other Vehicle)

Road defects and improper or missing signs are the main reasons why a solo bicycle crash takes place in Wisconsin. This means that the injured rider can file a claim against a local municipality and recover around $6K-$40K in compensation. However, the damage recovery in the state is capped at $50K, and the injured rider must provide an official notice within 120 days from the day of the incident.

Hit-and-Run Bicycle Accident

Instances where a driver leaves the scene of an accident without providing their contact information or assisting the injured aren’t rare in Wisconsin. Cases like that will settle for around $20K-$165K if the driver is found. If not, UM coverage will compensate the injured for some medical costs, lost income, and other related expenses.

Wyoming

Bicycle accident compensation in Wyoming scales from $15K to $125K. The payouts reflect the unique traffic and population situations in the state. Many crashes often involve long rural stretches or mountain passes, where response times and terrain types may complicate recovery.

Collision with Motor Vehicle

Car accidents that involve bike riders in Wyoming mainly happen because of the long rural highways, poor lighting, and high-speed traffic. Since the combination of these factors may lead to severe injuries, the settlements vary from $35K to $145K. At the same time, evidence collection becomes more challenging because of the aforementioned conditions.

Solo Bicycle Crash (No Other Vehicle)

Wyoming municipal liability laws aren’t especially bicyclist-friendly. While it is possible to recover around $2K-$15K in reimbursement after a solo accident, the rule applies to cases that involve negligence on the part of a municipal employee. Claims that refer to infrastructure design defects, construction, or maintenance won’t be compensated by the authorities.

Hit-and-Run Bicycle Accident

The hit-and-run settlements in Wyoming fall within the $12K-$90K range. However, riders in the area typically face limited options, since a fair recovery relies on timely identification of the responsible party, and UM coverage is optional in the state. Prompt reporting, thorough evidence collection, and medical documentation are crucial to maximizing potential compensation in Wyoming.

What Are the Main Factors that Shape Bicycle Accident Settlement Statistics in the US?

Bicycle accident settlements vary greatly from state to state. There isn’t a single universal range that an injured party can rely on to make a claim. Not only do the type of the incident and its severity affect the payouts, but local liability laws, population, annual income, medical care costs, and insurance coverage also shape the reimbursement that a victim can recover. Proper legal assistance plays a major part in most cases, since the better you know what to do after a bicycle accident, the fairer the compensation you obtain.

Bicycle Accident vs. Car Accident Statistics in the US

Biking accidents in the US are less frequent than car collisions. However, the severity of cycling crashes is often worse than that of an average motor vehicle collision. Lack of protection and the weight of the “opponent” are reflected in bicyclists’ fatality rates, which account for almost 3% of all traffic deaths recorded in the country.

Bicycle Accident vs Motorbike/Scooter Accident Statistics in the US

Around 15% of all fatal crashes in the United States involve motorcyclists. The growing popularity of this means of transportation, combined with a lack of protection and experience, resulted in over 6K killed and 82K seriously injured motorcycle riders in 2023. The data proves that biking accidents are less deadly than motorbike collisions, but still pose serious danger to the population.

Bicycle Accident Statistics in Other Countries

While several countries may see fewer cyclist fatalities annually than in the US, the recent data proves that overall rider fatality trends are on the increase. For instance, one in ten registered traffic deaths in the European Union is a bicyclist. Yet, countries like Croatia, Sweden, and Portugal saw an over 30% drop in cyclist fatalities over the past few years.

Bicycle Insurance Statistics

The number of insured bicyclists on the roads of the USA is underreported, since it hasn’t become a trend until recently. While most riders rely on their UM coverage or homeowner insurance, more and more insurance providers offer affordable plans that cover riding risks, theft, and damage during transit.

Additional Resources 

Below are the sources we used in preparing this article. You can also rely on them for further information about bicycle accidents, hit-and-run claims, and state-specific compensation rules:

• The Average Bicycle Accident Settlement Explained
• What to Do After a Bicycle Accident?
• 2025’s Most Comprehensive Bicycle Accident Statistics: Cycling Death and Injury Statistics
• Comparative and Contributory Negligence Laws by State
• Alabama Negligence Laws
• State-by-State Minimum Coverage Requirements
• United States Census Bureau: Alaska
• Alaska Civil Statute of Limitations Laws
• Phoenix Transportation 2050
• ARIZONA TORT CLAIMS ACT & IMMUNITIES
• United States Census Bureau: Arkansas
• Liability and extent of injuries disputed after van collides with bike. $2.6M. Alameda County
• Cyclist runs into a truck making a right-hand turn. $688K. Marin County
• Minimum Car Insurance Requirements by State
• Benefits of Bicycling in Colorado
• Bicycle Friendly State Report Card: Colorado
• Colorado Revised Statutes: Section 24-10-109
• Crashes in West Hartford involving pedestrians, cyclists rose in 2023: ‘A culture of not caring’
• Connecticut Negligence Laws
• 2024 Connecticut General Statutes: Damages for injuries by means of defective roads and bridges
• State Minimum Auto Insurance Requirements
• Delaware Code: § 8132. Comparative negligence.
• PIP Coverage Personal Injury Protection
• Florida Crash Dashboard
• Trucker’s hasty turn caused fatal accident, lawsuit alleged
• Florida: General Liability and Automobile Liability Claims Process
• Florida Insurance Requirements
• Atlanta Bicycle Safety Overview: Infrastructure and Crash Stats
• CODE OF GEORGIA: Trial of actions; limitations on amounts of damages; caps to limit total damages regardless of the type claimed
• Hawaii Revised Statutes: Contributory negligence no bar; comparative negligence; findings of fact and special verdicts.
• This Remote State Has the Most Affordable Health Insurance: See How Yours Stacks Up
• IDAHO TRANSPORTATION DEPARTMENT RESEARCH REPORT Bicycle and Pedestrian Safety Research Project
• Idaho Falls Bicycle Safety Overview: Infrastructure and Crash Stats
• Family Of Divvy Bike Rider Killed In 2016 Awarded $5.25 Million, Was Nation’s First Bike Share Death
• Jury orders ComEd to pay record $9 million to Lake in the Hills man injured in bicycle accident
• 2024 Indiana Code: Immunity of Governmental Entity or Employee
• LIABILITY IN TORT — COMPARATIVE FAULT, §668.3
• Pain and Suffering Damages in Kansas
• New Orleans Bicycle Safety Overview: Infrastructure And Crash Stats
• Maine: Insurance Required by Law
• South Massachusetts Avenue Corridor Safety Improvements Project
• Massachusetts: Basics of Auto Insurance
• Uninsured and underinsured motorist coverage in Massachusetts
• 2024 City of Boston Annual Surveillance Technology Report
• Michigan: GOVERNMENTAL LIABILITY FOR NEGLIGENCE
• Michigan: Personal Injury Protection (PIP) Choice
• State Ranking and Report Cards
• Will the City fix plow damage to by boulevard?
• United States Census Bureau: Mississippi
• Mississippi: Auto Insurance
• Missouri: CHAPTER 7 — SHARING THE ROAD
• Missouri Department of Revenue: Insurance Information
• Montana: Motor Vehicle Liability Policies To Include Uninsured Motorist Coverage — Rejection By Insured
• Nevada: TORT REFORM
• Motor Coach Indus., Inc., v. Khiabani, 137 Nev. Op. 42 (Aug. 19, 2021)
• Traffic and Safety Facts 2023: Bicyclists and Other Cyclists
• New Hampshire: State Insurance Coverage
• New Hampshire Insurance Department 2022: Automobile Insurance Consumer Frequently Asked Questions
• New Jersey: Insurance Requirements
• New Jersey: Selecting Your Health Insurer for PIP Option
• New Mexico Negligence Laws
• New Mexico Statutes: Notice of Claims
• Top 10 Bicycle Accident Verdicts in the United States in 2018
• Corwin, et al., v. NYC Bike Share, LLC, et al., 238 F. Supp. 3d 475; 2017 U.S. Dist. LEXIS 29034
• Are you eligible for benefits through MVAIC?
• North Carolina Negligence Laws
• North Dakota: CHAPTER 32-03.2 FAULT, DAMAGES, AND PAYMENTS
• Ohio Laws and Administrative Rules: Section 2315.18
• Oklahoma Statutes: Comparative Negligence
• Oklahoma: Liability Programs
• Victims Compensation Program
• Bicycle Friendly State Report Card: Oregon
• Oregon: Minimum Insurance Requirements
• Oregon: Collision Reporting and Responsibilities
• PENNSYLVANIA CRASH FACTS & STATISTICS
• R.I. Gen. Laws § 9-20-4
• Rhode Island’s Great System of Bike Paths
• Bicycle Friendly State Report Card: South Carolina
• South Carolina Code of Laws Unannotated
• South Dakota: Comparative negligence–Reduction of damages.
• South Dakota: Jurisdiction–Noncontested proceedings with limited damage amount.
• South Dakota: Felony classes and penalties–Restitution–Habitual criminal sentences.
• Tennessee Bicycle Laws
• Tennessee Code Title 55. Motor and Other Vehicles § 55-8-101
• Facts + Statistics: Uninsured motorists
• Bicycle Friendly State Report Card: Utah
• Utah: Damage Claims
• Utah Code – 41-6a-401
• Utah Department of Public Safety: Bicyclists
• The Vermont Statutes Online
• Code of Virginia: Payment of Claims.
• Code of Virginia: Duty of driver to stop
• Code of Virginia: Uninsured motorist insurance coverage
• Bicycle Friendly State Report Card: Washington
• Washington State Legislature: RCW 46.52.020
• Trauma patient access: the role of the emergency medical services system in North-Central West Virginia
• WV: Punitive damages not allowed; limitation on noneconomic loss; joint and several liability.
• Wisconsin Code: Claims against governmental bodies
• Wyoming Statutes: Exclusions From Waiver of Immunity
• Traffic Safety Facts 2023: Motorcyclists
• European Road Safety Observatory: Facts and Figures – Cyclists – 2023

Posted by Robert Goldwater

Since his academic days at the UC Berkeley School of Law, Robert Goldwater has remained a committed advocate for victims of other people’s negligence. His tort law background, together with his unquenchable thirst for justice, helped young Robert found a now-successful law firm – Bicycle Accident Lawyers Group, gathering same-minded and promising attorneys from all over the country.

All articles by Robert Goldwater